In excellent news for fixed-income investors and retirees seeking high-yield savings options, Bandhan Bank has revised its Fixed Deposit (FD) interest rates. The private sector lender is now offering a peak interest rate of 7.95 per cent for senior citizens on tenures ranging from 2 years to less than 3 years. Regular depositors can earn an impressive 7.45 per cent for the same investment duration.For longer-term tenures of 3 to under 5 years, the bank offers fixed interest rates of 7.75% for senior citizens and 7.25% for general public customers.Latest Bandhan Bank FD Interest Rates TableHere is the revised tenure-wise breakdown of interest rates offered on domestic term deposits below ₹3 crore:TenureRegular Customers (%)Senior Citizens (%)7 days – 14 days2.95%3.70%15 days – 30 days2.95%3.70%31 days – less than 2 months3.45%4.20%2 months – less than 3 months4.20%4.95%3 months – less than 6 months4.20%4.95%6 months – less than 1 year4.20%4.95%1 year7.00%7.50%1 year 1 day – 1 year 9 months7.00%7.50%1 year 9 months 1 day – less than 2 years7.00%7.50%2 years – less than 3 years7.45%7.95%3 years – less than 5 years7.25%7.75%5 years – 10 years5.85%6.60%Savings Account & FCNR(B) Rates for Overseas InvestorsBeyond domestic fixed deposits, Bandhan Bank continues to offer an attractive interest rate of 6.5 per cent on savings account balances ranging above ₹5 lakh up to ₹10 lakh.For Non-Resident Indian (NRI) clients, the bank has also enhanced returns on Foreign Currency Non-Resident (Bank) [FCNR(B)] deposits in US Dollars. USD-denominated deposits of $1 million and above for tenures between 3 to 5 years now fetch an interest rate of 7.1 per cent, while deposits below $1 million yield 7.0 per cent, enabling NRI investors to lock in high yields while mitigating exchange rate volatility.
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