Pradhan Mantri Awas Yojana-Gramin is one of the Central Government's biggest sustained efforts to ensure that every rural citizen has a solid home. Originally launched as the Indira Awas Yojana in 1996, the programme was revamped in 2016 and relaunched as PMAY-Gramin. This revamped initiative not only gives families the money to build a pucca house but also covers other essential needs. Alongside the house, the scheme covers toilets, kitchen spaces, electricity, clean water, and even cooking gas connections. Funds are released in three parts, directed straight to the families’ bank accounts for transparency and ease. PMAY-Gramin officially kicked off on April 1, 2016, when Prime Minister Narendra Modi unveiled it. The scheme's main goal is to replace the last remaining kutcha houses and to give families that have no home a solid and secure roof. The Government also promises basic facilities that ensure better living conditions. Every house built under the plan must have a minimum size of 25 square metres, and that space is the minimum tally for the kitchen, too.Benefits of Pradhan Mantri Awas Yojana—Rural SchemeThe Pradhan Mantri Awas Yojana—Rural Scheme gives big help to families wanting to build a strong home. Farmers get Rs 1.20 lakh if they live in flat land or Rs 1.30 lakh if they live in hilly places. Besides this grant, families can also take a low-interest loan of Rs 70,000. To keep homes clean, Rs 12,000 is paid for a toilet through the Swachh Bharat Mission. Under the same government push, families also receive a free cooking gas connection from the Pradhan Mantri Ujjwala Yojana scheme. Other support includes 95 days of paid work through the MNREGA program, clean drinking water, and new electricity connections.Eligibility for Pradhan Mantri Awas Yojana—Rural SchemeOnly families without a permanent home can get these benefits. This includes people living in mud homes, old houses, or no shelter at all. Tribes, freed bonded labor workers, cleaners, and families who depend on begging also qualify.Who Will NOT Qualify for PM Awas Yojana-Rural Benefit?Families that own a house built of concrete with more than two rooms, have farm vehicles plus agricultural tools, hold a government job, or file income tax returns will be ineligible for this program. Likewise, those with more than 2.5 acres of irrigated land will not receive assistance under this scheme.Documents You Need to Apply for PM Awas Yojana-Rural1. Self-attested copy of Aadhar card. If the applicant cannot read or write, include a thumb impression.2. Job card from the MNREGA scheme.3. Full bank account details with a copy of the bank passbook.4. Swachh Bharat Mission (SBM) number.5. An affidavit stating that the applicant does not already own a concrete house.Steps to Apply for PM Awas Yojana-Rural Scheme1. Visit the official PMAY-G website at [pmayg.nic.in](https://pmayg.nic.in/netiayHome/home.aspx).2. Fill in your personal details: name, mobile number, and Aadhar number.3. Upload your Consent to Use the Aadhar card.4. Click the "search" button to pull up your details from the Beneficiary List, which will include your name, PMAY ID, and priority status.5. Click on "Click to Register" to display your registration information.After that, you’ll need to provide details like ownership type, Aadhaar number, relationship, and similar information. Next, upload the consent form that allows the Aadhaar details to be used in the application. Then, enter the beneficiary’s bank account details. If you’re applying for a loan, select “Yes” and enter the loan amount you need. In the following section, fill in the MGNREGA job card number and the Swachh Bharat Mission (SBM) number. The next part will be completed by the relevant office later. How to Check Your Name in the Pradhan Mantri Awas Yojana-Rural List To see if your name is on the Pradhan Mantri Awas Yojana-Rural list, go to the official website: [pmayg.nic.in](https://pmayg.nic.in/netiayHome/home.aspx). Click on the “Stakeholder” tab, then select “IAY/PMAYG Beneficiary.” Enter your registration number and the Captcha code, then hit submit. When Will the Money Be Released? After your name is confirmed in the list, the first installment is paid within seven working days. The full amount is sent to your bank account in 3 to 5 installments.
