Children’s PAN Card: While a PAN card is a vital identification document for any adult, it is similarly essential for minors. Following the Aadhaar card, the PAN card emerges as the second indispensable document for children. When you plan to invest in a child’s name—whether in mutual funds, fixed deposits, or a bank account—the PAN card is mandatory. Fortunately, in contemporary digital India, securing a PAN card for a minor has become a straightforward process. Gone are the days of exhaustive paperwork and visits to government offices; today, the entire procedure can be completed online without requiring you to leave your home.Children’s PAN Card. Children’s PAN cards resemble adult ones but contain several key distinctions. Primarily, these cards are categorized as belonging to a minor, reflecting that the holder is under 18. As a result, they omit the holder’s photo and signature—features that adult cards must include. Instead, the card records the name of the holder’s parent or guardian, along with that individual’s PAN number, since they are the ones making any financial decisions. The card itself is not a vehicle for income tax assessment; rather, it facilitates the opening of bank accounts, the purchase of fixed deposits, and the subscription to mutual funds. Updating the card is essential. Parents must remember that, similar to Aadhaar cards, the PAN card for a minor must be updated once the holder turns 18. At that point, the individual is no longer a minor; the card is revised to include a photo and signature, and it then serves as the adult PAN card for future financial activities.A stepwise comprehension of applying for a Permanent Account Number (PAN) for a child is provided below.Begin the procedure by navigating to the official websites of NSDL (https://www.tin-nsdl.com) or UTIITSL (https://www.utiitsl.com). Once the homepage loads, locate and select the option labelled “Apply for New PAN (Form 49A).”On the ensuing page, designate the “Individual” category. Enter the child’s details, including full name, date of birth, gender, and any additional requested information. You must also supply relevant details for the parent or guardian, notably the name and the PAN number.Next, upload the required identity proofs. Acceptable documents for the child include a birth certificate or an Aadhaar card. For address verification, a guardian’s Aadhaar card or a recent utility bill suffices. Note that no photograph or signature is required when applying for a child’s PAN card.Upon completion, submit the application and remit the fee of ₹107. Payment options include credit card, debit card, or net banking.Upon successful submission of the application form, you will receive an Acknowledgment Number. This number will subsequently allow you to monitor the progress of your child's Permanent Account Number (PAN) card.You can expect the PAN card to be delivered to your registered address within 15 to 20 days.Key ConsiderationsWhile applying for a child's PAN card, several critical factors should be observed to ensure prompt and seamless processing. All details provided in the form must be accurate and must correspond precisely with the child's supporting documents, such as the Aadhaar card or birth certificate. Moreover, the application must include the information of the parent or guardian, specifically their name and PAN number. If the child possesses an Aadhaar number, the application process is expedited since e-KYC eliminates the need to submit hard copies of documents. Finally, when the child attains the age of eighteen, it is essential to update the PAN card to reflect “Major” status, thus allowing for the inclusion of the applicant's photograph and signature.
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